Protect your business and all you've put into it with our tailored contractors insurance solutions!
from point A to point B, no matter what, with our transportation insurance solutions
Secure your business against cyberattacks and data breaches with our cyber liability insurance solutions!
risks of the contractors industry!
Protect your business and all you've put into it
with our tailored contractors insurance solutions!
of semi-trucks, ensure you and your goods get
from point A to point B, no matter what, with our
transportation insurance solutions
halt your operations! Secure your business against
cyberattacks and data breaches
with our cyber liability insurance solutions!
About Riverbend Insurance
Riverbend Insurance is a locally owned and operated, full-service insurance company located in Denver, Colorado, with licensing in other states. As an independent insurance agency, we are able to review your insurance policies annually and evaluate better options from a wide range of top-rated insurance companies. Whether you are a mom-and-pop operation, the largest company in town, or anywhere in between, we help you find the best policy for you, guaranteed.
If you are looking for personal lines of protection, we are ready to help customize a plan specifically designed to meet your most-demanding specifications. We understand that in this day and age, it is rare to find an agency where you are able to talk one-on-one with a specialist.
We Specialize In
Riverbend Insurance provides insurance solutions for a wide range of business types and commercial property categories. Our specialization allows us to understand the unique risks, coverage requirements, and regulatory considerations associated with different industries, helping businesses secure insurance coverage that properly aligns with their operations.
Apartments
Restaurant Insurance
Small Business
Transportation
Contractors
Commercial Real Estate
What Our Clients Are Saying
Son M. on Google
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Why Riverbend Insurance?
Independent Insurance Agency
We are not beholden to a single insurance carrier. This status allows us to act as your personal insurance shopper, scouring a wide network of top-rated providers to find the most competitive rates and comprehensive terms. We don’t just provide a “one-size-fits-all” policy. We also conduct annual reviews to ensure that a client’s coverage keeps pace with their evolving life or business needs. This flexibility is a major advantage for those who want to balance cost-effectiveness with high-quality protection, as we can pivot between carriers to maintain the best possible value.
Human-first Service Model
We prioritize direct human connection when it comes to understanding your insurance needs. We ensure you speak directly to an insurance expert and not an AI bot that repeats answers. By eliminating this frustration of redirects and long hold times, we ensure an environment where you feel heard and understood. This feature of ours is even more valuable during the claims process or when navigating complex policy changes. With us, you get timely and expert guidance from someone who knows their specific history.
Local Specialized Expertise
We excel in handling complex risks for industries vital to the Colorado climate and economy, including transportation, commercial real estate, roofing and construction. Our Contractor-Controlled Insurance Programs (CCIP) and specialized trucking solutions for owner-operators shows a level of technical knowledge that protects businesses from unique liabilities. We manage both standard personal lines and sophisticated commercial risks, making us a versatile partner for any client.
FAQs
What insurances are mandatory in Colorado?
Why is insurance in Colorado more expensive?
Insurance in Colorado is often more expensive than the national average due to a combination of environmental, legal, and economic factors. The state experiences a higher frequency of weather-related losses such as hailstorms, wildfires, and severe wind, which increases claim volume and repair costs. Colorado also has rising construction and labor costs, which directly impact the cost of rebuilding properties and settling claims.
For businesses, these factors make adequate insurance coverage especially important. Higher risk environments increase the financial impact of uninsured or underinsured losses, making properly structured insurance coverage a critical part of protecting business assets, income, and long-term operations.
How often should I review my insurance policy in Colorado?
What insurance carriers do you represent?
Do you only provide insurance in Colorado?
No. We are licensed to provide insurance services in other states as well. While we are based in Denver, Colorado, we can service clients and write policies in other states as well, which is particularly beneficial for their commercial clients, such as transportation and contractors.
Do you also assist with the insurance claims process?
Yes. We assist you with the insurance claims process. While the actual payment and final decisions on a claim are handled by the specific insurance carrier that underwrites your policy, we act as your advocate and resource during the claims process.