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Trusted Agency for Insurance
in Denver, Colorado

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Protect your business and all you've put into it with our tailored contractors insurance solutions!
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commercial truck on an open highway roadWhether you own a small box truck or a fleet of semi-trucks, ensure you and your goods get
from point A to point B, no matter what, with our transportation insurance solutions
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Secure your business against cyberattacks and data breaches with our cyber liability insurance solutions!
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insurance agent discussing life insurance with a coupleTrusted Agency
for Insurance in
Denver, CO
Learn MoreContact Us
construction contractors working at a siteContractorsGet coverage against the high
risks of the contractors industry!
Protect your business and all you've put into it
with our tailored contractors insurance solutions!
Learn MoreContact Us
commercial truck on an open highway roadTransportationWhether you own a small box truck or a fleet
of semi-trucks, ensure you and your goods get
from point A to point B, no matter what, with our
transportation insurance solutions
Learn MoreContact Us
screens focusing on cyber insuranceCyberDonโ€™t let a data breach or ransomware attack
halt your operations! Secure your business against
cyberattacks and data breaches
with our cyber liability insurance solutions!
Learn MoreContact us
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About Riverbend Insurance

Riverbend Insurance is a locally owned and operated, full-service insurance company located in Denver, Colorado, with additional licensing in other states. Since we are independent, we are able to deeply scrutinize your policies each year and select the best alternatives from a wide range of top rated insurance companies. Whether you are a mom-and-pop operation, the largest company in town, or anywhere in-between, we will find the best policy for you, guaranteed.

If you are looking for personal lines of protection, we are ready to help customize a plan specifically designed to meet your most-demanding specifications. We understand that in this day and age, it is rare to find an agency where you are able to talk one-on-one with a specialist.

We Specialize In

At Riverbend, when you contact us, you will not be directed to a call center or asked to hold. Rather, you will be dealt with in a timely and efficient manner. We look forward to proving to you why Riverbend Insurance stands out from the rest.
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Apartments

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Restaurant Insurance

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Small Business

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Transportation

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Contractors

Modern commercial real estate property featuring a sleek glass exterior, surrounded by a clean urban landscape with clear skies.

Commercial Real Estate

What Our Clients Are Saying

FAQs

What insurances are mandatory in Colorado?

The only mandatory personal insurance in Colorado is auto insurance. All drivers in Colorado, including Denver, must carry minimum auto liability limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage, often summarized as 25/50/15. For businesses in Colorado, any business with one or more employees is required to carry Workers’ Compensation Insurance to cover medical expenses and lost wages for employees injured on the job.

Is insurance in Colorado more expensive?

Yes. Generally speaking, insurance in Colorado tends to be more expensive than the national average, particularly for homeowners and full-coverage car insurance.

How often should I review my insurance policy in Colorado?

The most common recommendation is to review your insurance policies at least once a year, ideally right before your policy renewal date. However, due to Colorado’s high risks like hail and wildfire and rising construction/repair costs, it is essential to contact your agent immediately after any major life or property change to ensure you are not dangerously underinsured.

What insurance carriers do you represent?

We are an independent agency which means we can select from a wide range of top-rated insurance companies. We do not like to publicly mention all the carriers. You can contact us to get the list of carriers to choose from.

Do you only provide insurance in Colorado?

No. We are licensed to provide insurance services in other states as well. While we are based in Denver, Colorado, we can service clients and write policies in other states as well, which is particularly beneficial for their commercial clients, such as transportation and contractors.

Do you also assist with the claims process?

Yes. We assist you with the claims process. While the actual payment and final decisions on a claim are handled by the specific insurance carrier that underwrites your policy, we act as your advocate and resource during the claims process.