Protecting Your Business Is Our Business – Leave It to Us!
At Riverbend Insurance, we understand the importance of protecting your small business from various risks and uncertainties. Whether you need coverage for accident-related lawsuits, liability losses, or workers’ compensation claims, we’re here to help. With over a decade of experience in the insurance industry, we offer a range of Business Liability insurance in Colorado. From basic protection to specialized coverage, we ensure you get the most comprehensive coverage for every stage of your business.
Protect Your Source of Income with Us at Riverbend
Regardless of the size or type of business you own, having business insurance is essential. Business Liability Insurance in Colorado helps:
- Cover yourself, your customers, employees, and business assets in the event of a costly mishap.
- Settle costs related to property damage, liability claims, workers’ injuries, data breaches, temporary business closures, and more.
Without business insurance, accidents could result in significant financial losses that could jeopardize the future of your business. Stay prepared for any liability, anywhere, anytime, with our extensive commercial insurance solutions.
Grow Your Business with Coverage of Business Liability Insurance Colorado
At Riverbend Insurance, we offer the following types of small business insurance policies:
General Liability Insurance
Even minor accidents involving a third party, such as a customer or visitor to your premises, could result in costly lawsuits. Our personalized liability coverage protects your business against such incidents and their resulting expenses.
Our Business Liability Insurance in Colorado covers your business against lawsuits filed for:
- Libel
- Reputational harm
- Property damage
- Bodily injury
- Slander
- Advertising injury
Commercial Property Insurance
Our custom-tailored property insurance protects your rented or company-owned building, along with tools, inventory, furniture, equipment, and personal property used for business operations. We cover damages caused by various perils, including:
- Libel
- Reputational harm
- Property damage
- Bodily injury
- Slander
- Advertising injury
Professional Liability Insurance
The number of misconduct and negligence-related claims is rising, so protecting your company from these incidents is vital. Our Business Liability Insurance in Colorado safeguards your company’s professionals against lawsuits filed for alleged or actual negligence, failure to deliver a service, incorrect professional advice, and errors or omissions in services provided.
It covers:
- Legal expenses
- Settlement costs
- Other costs concerning lawsuits and wrongful act allegations
Data Breach Insurance
A cyber-attack or data breach can happen anytime. Our data breach insurance covers your business against loss or theft of confidential data and cyber security threats.
It covers the costs of :
- Hiring a public relations firm
- Notifying affected employees and customers
- Offering credit monitoring services to data breach victims
For additional protection, you can customize your cyber insurance with the following coverages:
- Extortion Coverage – Covers the cost of recovering lost data
- Business Income and Extra Expense Coverage – Replaces lost income if your business is unable to operate after a data breach
- Prior Acts Coverage – Covers data breach-related claims that happened before your policy was active
Business Income Insurance
Our Business Liability Insurance in Colorado replaces lost income if your business has to be shut down temporarily after a covered loss. It will also cover:
- Loan payments
- Employees’ wages and payroll
- Rent payments
- Tax payments
Business Owners Policy (BOP)
A BOP combines commercial property coverage, general liability coverage, and business income coverage into one package. It’s ideal for businesses with multiple buildings, personal property, and high susceptibility to liability lawsuits.
Commercial Auto Insurance
Our Business Liability Insurance protects your company-owned vehicles in the event of at-fault accidents.
- Bodily injury coverage
- Property damage coverage
- Underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Medical payments coverage
- Uninsured motorist coverage
Workers’ Compensation Insurance
Our workers’ compensation insurance protects your business from lawsuits filed by injured employees. It provides financial benefits to employees who suffer work-related accidents and illnesses. It includes:
- Disability expenses
- Medical bills
- Lost wages
- Death benefits
Professional Liability Insurance
At Riverbend Insurance, we are committed to providing personalized insurance solutions to businesses across Denver, CO. Our client-centric approach ensures we write policies that meet your specific needs, delivering extensive protection and peace of mind. With our warm and friendly customer service and experienced insurance professionals, we provide all-inclusive coverage to ensure your business is well-protected throughout its operation.
