Protect Your Employees, Strengthen Your Business
At Riverbend Insurance, we recognize that your employees are your most valuable asset. That’s why we offer comprehensive Insurance Workers Compensation in Denver, CO, designed to protect your workforce and your business interests.
Recover Swiftly from Work-Related Incidents with Our Robust Coverage
Even with the best safety measures in place, accidents can happen in the workplace. When they do, you need a reliable insurance partner to help you manage the aftermath. Our Insurance Workers Compensation ensures that your employees receive the care they need without putting your business at risk. From covering medical expenses and lost wages to funeral costs, our unparalleled coverage allows you to focus on what matters most – running your business.
Who Requires Workers’ Compensation Insurance?
In the state of Colorado, all businesses, regardless of size or industry, are required to carry Insurance Workers Compensation for their employees. This includes full-time, part-time, and seasonal workers. Failure to comply with this legal obligation can result in severe penalties and financial consequences. By investing in workers’ compensation insurance, you not only protect your employees but also safeguard your business from potential liabilities.
Exemptions from Insurance Workers Compensation
While most businesses are required to carry Workers’ Compensation Insurance, there are exceptions outlined in state law.
- Domestic work for a homeowner if it is less than 40 hours per week or five days per week
- Railroad employees who are covered under federal law
- Maintenance or repair work for a business that costs less than $2000 per year
- Volunteers for ski area operators
- Commission-based real estate agents and brokers
- Residential host-home service providers
- Independent contractors
- Drivers under lease agreements where their carrier offers workers’ compensation coverage
Safeguard Your Business with Comprehensive Coverage
Our Insurance Workers Compensation is designed to provide comprehensive protection for both employers and employees. With our coverage, you can rest assured knowing that your business is shielded from the financial consequences of workplace injuries and accidents.
Our policy includes:
- Medical Bills –Covers the cost of medical treatment, including hospital stays, surgeries, and medications.
- Lost Wages –Provides compensation for employees who are unable to work due to a work-related injury or illness.
- Disability Expenses – Offers financial support to employees who suffer permanent or temporary disabilities as a result of a workplace incident.
- Rehabilitation Expenses –Covers the cost of rehabilitation services, such as physical therapy, to help injured employees recover and return to work.
- Death Benefits –Provides financial assistance to the family of an employee who dies as a result of a work-related incident.
Partner with Us for Reliable Protection
Whether you run a small business or a large corporation, Riverbend Insurance is here to support you every step of the way. Our dedicated team of professionals will work closely with you to customize an insurance worker compensation policy that meets your unique needs and budget. With our commitment to exceptional service and personalized solutions, you can trust us to protect your employees today and tomorrow.
